EVERYTHING YOU NEED TO KNOW ABOUT LEAP FINANCE
Leap Finance is one of the UK’s leading mortgage brokers. Established to change the face of financial advice, Leap Finance is committed to making a credible contribution towards our customers’ financial wellbeing by empowering them with honest advice for life. We are a fully authorised unlimited financial intermediary, offering you the choice of the best products available on the market. We take pride in having happy and satisfied customers by searching thousands of products and accessing various different lenders. With access to exclusive mortgage products and equipped with extensive knowledge, we aspire to offer the highest standards of service and advice in the industry. We aim to ensure that our advice and recommendations are always made with your best interests at heart, perfectly aligned with your goals and objectives.
We offer a face to face consultation in the comfort of your own home at a time that is convenient for you. We have advisers all over England and Wales and will send an adviser at a mutually agreeable time. Leap Finance Ltd is directly authorised and regulated by the Financial Conduct Authority. All our advisers are salaried, not self-employed and are committed to finding you the most appropriate products for your situation. We aim to offer a lifetime service.
We offer a NO OBLIGATION INITIAL CONSULTATION SERVICE with no hard sell! With free consultations and all our advisers salaried, you have confidence they are not with you to make a sale. We explore your circumstances individually and after taking the time to review the entire market, we will let you know what we have found. If we cannot improve your situation we will simply let you know why. We cover all the cost of our advisers, from their income, to their vehicles and mileage. They are already paid to give you the best possible advice.
Currently we can improve 3 out of 5 of our clients’ arrangements but at this stage we really do not know the extent to which we can help you. That is why we will explore your individual circumstances and set some objectives with you on what you would realistically like to achieve financially. We will then set a budget you are comfortable with to achieve your goals. We will show you ways in which you might improve your circumstances and aim to save you money in each of our recommendations.
Our free no obligation consultations can last anything from 45 minutes to an hour depending on your circumstances and how many questions you have .We will take the time to extensively gather all the information we need to provide better solutions to cater to your financial future.
Your mortgage completion is entirely determined by your financial situation. We have completed cases in a matter of 5 days but some may take longer than others. Our average time to complete a case is 2-6 weeks.
With so many different products on the market, it gets more and more complicated to find the most appropriate product for you. With our free no obligation service we could help you see the industry with a clearer view. Our experienced and qualified advisers will guide you and with access to 100% of the market, you have peace of mind that we will find the best product for you.
Yes of course. You have complete control throughout your dealings with us. We may also cancel future appointments if we do not think we can improve your situation…don’t forget our advice aims to be in your best interest.
A lender can charge anything from a product fee, to a reservation fee as well as legal costs and valuation costs. Some products are free of certain costs and can be offered as an incentive by the lender. However, the true cost will vary upon each individual circumstances and the lender who is offering the product. We will clearly document all of these costs for you and explain each one to you so that you can always make an informed decision.
Yes in most cases. However, this is determined by your circumstances and the lender with whom your mortgage is placed. We will explore with you whether this is the best option – for example, it may well end up costing you more in the long run. You have the option to pay any mortgage related costs upfront if this is appropriate for your circumstances. We will explore all your options with you.
We are able to explore a variety of financial needs or put you in touch with the right people regarding:
- Secured loans
- Commercial mortgages
- Life insurance
- Will and estate planning
- Pension planning
- Endownments and investments
- Buildings and contents cover
- Trusts and children’s inheritance
The Financial Conduct Authority does not regulate taxation and trust advice, will writing and some aspects of commercial mortgages or secured loans.
Our FCA Registration is 541764 and we are directly authorised. What this means for you is that we follow all the rules and regulations for your best protection. We are not protected by an umbrella company and we are 100% responsible for all the advice we provide. We aim to only make recommendations for a mortgage package if it is in your best financial interests.
We are directly authorised and regulated by the Financial Conduct Authority which is an independent watchdog that oversees the practices of the finance industry.
Our advisers are all fully CeMAP (Certificate in Mortgage Advice and Practice) qualified and hold the appropriate regulatory certificates. In addition many of them have additional financial qualifications varying from certificates in Financial Planning (FPC), honorary degrees, BSC Hons, CeCM (Certificate in Commercial Mortgages) and all are regularly assessed to maintain a competency adviser status (CAS) as expected by the industry regulators. Our advisers are both qualified and experienced with an extensive knowledge of the industry.
We are here to stay! Over the last 4 years alone our company growth has more than quadrupled – a sign of our popularity and burgeoning reputation. Even in the middle of a recession, Leap Finance has continued to grow and is always actively recruiting. We believe in making a credible contribution towards our customers’ financial wellbeing by empowering them through honest advice for life, so you can have peace of mind that our aim is to be here to stay.
Yes. We aim to maximise each consultation to your best interests. Even where we cannot help we aim to guide you on a course of action. We will not waste your time as we would not want to waste our own.
There isn’t one!. Feel free to give us a call and we’ll come out to see you for a FREE INITIAL, NO OBLIGATION CONSULTATION. We will assess your finances and decide on whether or not we can give you advice. In the instances we can, we will show you our recommendations and you can choose whether or not you would like to proceed with this advice. If you do not wish to proceed, there is no cost for seeing what is available to you.
Our FCA Registration is 541764