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WHAT IS A WILL?

A will is a legal document which lists what a person would like to happen in the event of their death. It dictates what happens to their personal possessions, their monies and their property affairs. Where children are concerned, it determines where they end up, whether that is with family and friends or whether a decision is left to the courts.

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Why should I make a Will?

A Will makes sorting out your affairs easier and clearer for your family as you have already granted your wishes for what you would like to happen in the event of your passing away.

A will is only used in the event of a death. Up until that point it must remain valid, which means it must be appropriately signed and witnessed and up to date with family members mentioned within it such as the executors. Without a Will the government decides how your Estate is distributed. As far as the law is concerned, there is no regard for personal relationships or your wishes if you failed to make any in the form of a will).

Leap Finance’s specialist will writing service allows you to sit with a qualified will writer face to face and discuss your specific needs. With our free updates and life time service, we can ensure your wishes remain up to date and valid. We will insist you get your will witnessed and signed in accordance to the law, and for further safe keeping we can even store it for you.

WHAT HAPPENS IF I DON’T MAKE A WILL?

The rules are very strict and do not take into consideration your personal circumstances or your wishes. No matter what you would like, the rules also give control of your Estate to those who immediately benefit from your Estate and that may include people you don’t want included.

  • Spouse or civil partner
  • Children, grandchildren, great grandchildren
  • Parents
  • Brothers or sisters or their children
  • Half brothers or sisters or their children
  • Grandparents
  • Uncles or aunts or their children
  • Half uncles or aunts or their children
  • The Crown or Duchy of Cornwall or Lancaster.

THINGS TO THINK ABOUT

You will want your estate divided amongst friends, relatives and charities of your own choosing and in the proportions you desire.

Do not assume ‘my other half will get everything’. Brothers and sisters or parents may have a claim. Often your children have a right to part of your estate. If you are living as a couple but not officially married, you may be treated as a single person and a surviving partner may get nothing at all. Unfortunately, there can often be financial and property disputes at a time when the family should be trying to cope with the loss of a loved one.

For any enquiries, our team can help you. Call us: 033 33 44 38 42